Dataset statistics
| Number of variables | 35 |
|---|---|
| Number of observations | 66806 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 111 |
| Duplicate rows (%) | 0.2% |
| Total size in memory | 11.5 MiB |
| Average record size in memory | 180.0 B |
Variable types
| Categorical | 26 |
|---|---|
| Numeric | 9 |
company_null_flag has constant value "0" | Constant |
| Dataset has 111 (0.2%) duplicate rows | Duplicates |
consumer_complaint_narrative has a high cardinality: 65646 distinct values | High cardinality |
label is highly overall correlated with product and 6 other fields | High correlation |
sub_product_freq is highly overall correlated with product and 1 other fields | High correlation |
issue_freq is highly overall correlated with sub_issue_freq and 4 other fields | High correlation |
sub_issue_freq is highly overall correlated with issue_freq and 2 other fields | High correlation |
company_public_response_freq is highly overall correlated with company_public_response_null_flag and 1 other fields | High correlation |
company_freq is highly overall correlated with sub_product_null_flag and 2 other fields | High correlation |
state_freq is highly overall correlated with state_null_flag and 1 other fields | High correlation |
zipcode_freq is highly overall correlated with state_null_flag and 1 other fields | High correlation |
product is highly overall correlated with label and 9 other fields | High correlation |
sub_product_null_flag is highly overall correlated with label and 4 other fields | High correlation |
sub_product_low_flag is highly overall correlated with label and 1 other fields | High correlation |
issue_low_flag is highly overall correlated with label and 2 other fields | High correlation |
sub_issue_null_flag is highly overall correlated with label and 4 other fields | High correlation |
sub_issue_low_flag is highly overall correlated with label and 1 other fields | High correlation |
company_public_response_null_flag is highly overall correlated with company_public_response_freq | High correlation |
company_public_response_low_flag is highly overall correlated with company_public_response_freq | High correlation |
company_low_flag is highly overall correlated with label and 2 other fields | High correlation |
state_null_flag is highly overall correlated with state_freq and 2 other fields | High correlation |
zipcode_null_flag is highly overall correlated with state_freq and 2 other fields | High correlation |
Not Older American, Not Servicemember is highly overall correlated with Older American and 1 other fields | High correlation |
Older American is highly overall correlated with Not Older American, Not Servicemember | High correlation |
Servicemember is highly overall correlated with Not Older American, Not Servicemember | High correlation |
Closed with explanation is highly overall correlated with Closed with monetary relief and 1 other fields | High correlation |
Closed with monetary relief is highly overall correlated with Closed with explanation | High correlation |
Closed with non-monetary relief is highly overall correlated with Closed with explanation | High correlation |
timely_response is highly imbalanced (79.3%) | Imbalance |
sub_product_low_flag is highly imbalanced (65.1%) | Imbalance |
company_public_response_low_flag is highly imbalanced (77.0%) | Imbalance |
state_null_flag is highly imbalanced (97.2%) | Imbalance |
state_low_flag is highly imbalanced (55.9%) | Imbalance |
zipcode_null_flag is highly imbalanced (97.2%) | Imbalance |
Older American is highly imbalanced (56.0%) | Imbalance |
Older American, Servicemember is highly imbalanced (90.4%) | Imbalance |
Servicemember is highly imbalanced (64.4%) | Imbalance |
Closed is highly imbalanced (82.4%) | Imbalance |
Closed with monetary relief is highly imbalanced (61.8%) | Imbalance |
Untimely response is highly imbalanced (93.3%) | Imbalance |
consumer_complaint_narrative is uniformly distributed | Uniform |
label has 5711 (8.5%) zeros | Zeros |
days_between_receipt_and_sent has 48903 (73.2%) zeros | Zeros |
Reproduction
| Analysis started | 2023-01-03 16:39:36.371302 |
|---|---|
| Analysis finished | 2023-01-03 16:41:23.100916 |
| Duration | 1 minute and 46.73 seconds |
| Software version | pandas-profiling vv3.6.1 |
| Download configuration | config.json |
product
Categorical
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| Debt collection | |
|---|---|
| Mortgage | |
| Credit reporting | |
| Credit card | |
| Bank account or service | |
| Other values (6) |
Length
| Max length | 23 |
|---|---|
| Median length | 15 |
| Mean length | 13.558782 |
| Min length | 8 |
Characters and Unicode
| Total characters | 905808 |
|---|---|
| Distinct characters | 30 |
| Distinct categories | 3 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Debt collection |
|---|---|
| 2nd row | Consumer Loan |
| 3rd row | Mortgage |
| 4th row | Mortgage |
| 5th row | Mortgage |
Common Values
| Value | Count | Frequency (%) |
| Debt collection | 17552 | |
| Mortgage | 14919 | |
| Credit reporting | 12526 | |
| Credit card | 7929 | |
| Bank account or service | 5711 | 8.5% |
| Consumer Loan | 3678 | 5.5% |
| Student loan | 2128 | 3.2% |
| Prepaid card | 861 | 1.3% |
| Payday loan | 726 | 1.1% |
| Money transfers | 666 | 1.0% |
Length
Histogram of lengths of the category
| Value | Count | Frequency (%) |
| credit | 20455 | |
| debt | 17552 | |
| collection | 17552 | |
| mortgage | 14919 | |
| reporting | 12526 | |
| card | 8790 | |
| loan | 6532 | 5.0% |
| service | 5821 | 4.5% |
| or | 5711 | 4.4% |
| account | 5711 | 4.4% |
| Other values (9) | 14656 |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 102755 | |
| t | 93747 | |
| r | 86729 | |
| o | 84847 | 9.4% |
| 63419 | 7.0% | |
| c | 61247 | 6.8% |
| i | 57435 | 6.3% |
| n | 55390 | 6.1% |
| a | 44862 | 5.0% |
| g | 42364 | 4.7% |
| Other values (20) | 213013 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 771905 | |
| Uppercase Letter | 70484 | 7.8% |
| Space Separator | 63419 | 7.0% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 102755 | |
| t | 93747 | |
| r | 86729 | |
| o | 84847 | |
| c | 61247 | |
| i | 57435 | |
| n | 55390 | |
| a | 44862 | |
| g | 42364 | |
| l | 38068 | 4.9% |
| Other values (11) | 104461 |
Uppercase Letter
| Value | Count | Frequency (%) |
| C | 24133 | |
| D | 17552 | |
| M | 15585 | |
| B | 5711 | 8.1% |
| L | 3678 | 5.2% |
| S | 2128 | 3.0% |
| P | 1587 | 2.3% |
| O | 110 | 0.2% |
Space Separator
| Value | Count | Frequency (%) |
| 63419 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 842389 | |
| Common | 63419 | 7.0% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 102755 | |
| t | 93747 | |
| r | 86729 | |
| o | 84847 | |
| c | 61247 | 7.3% |
| i | 57435 | 6.8% |
| n | 55390 | 6.6% |
| a | 44862 | 5.3% |
| g | 42364 | 5.0% |
| l | 38068 | 4.5% |
| Other values (19) | 174945 |
Common
| Value | Count | Frequency (%) |
| 63419 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 905808 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| e | 102755 | |
| t | 93747 | |
| r | 86729 | |
| o | 84847 | 9.4% |
| 63419 | 7.0% | |
| c | 61247 | 6.8% |
| i | 57435 | 6.3% |
| n | 55390 | 6.1% |
| a | 44862 | 5.0% |
| g | 42364 | 4.7% |
| Other values (20) | 213013 |
consumer_complaint_narrative
Categorical
HIGH CARDINALITY UNIFORM
| Distinct | 65646 |
|---|---|
| Distinct (%) | 98.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! | 37 |
|---|---|
| I have been a victim of Identity Theft. I have been trying to work with the Credit Reporting Agency but they are refusing to honor my valid identity theft case thus these incorrect/fraudulent items are still on my credit report and they must be removed immediately but they are do not belong to me. I have provided all of the proof to show that I was a victim of Identity Theft and that to the best of my knowledge these fraudulent accounts do not belong to me. Please take immediate action on my behalf so I can have these items removed, deleted and permanently blocked from my credit report, so that I can get back on track to a normal life. Regards | 27 |
| I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). This has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! | 26 |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! | 24 |
| I am filing this complaint because I think what Experian is doing to me is wrong, unethical and may be against the law. A letter was mailed to Experian on or around [ XXXX/XXXX/15 ]. I clearly stated my concerns to them regarding inaccurate, questionable or unverifiable information listed on my credit report. I also provided a clear copy of my ID, proof of my social security number and a proof of my current mailing address. On [ XXXX/XXXX/15 ] I received a notice from Experian stating the following : '' We received a suspicious request in the mail regarding your personal credit report and determined that it was not sent by you. Suspicious requests are reviewed by Experian security personnel who work regularly with law enforcement officials and regulatory agencies to identify fraudulent and deceptive correspondence purporting to originate from consumers. In an effort to safeguard your personal credit information from fraud, we will not be initiating any disputes based on the suspicious correspondence. Experian will apply this same policy to any future suspicious requests that we receive regarding your personal credit information, but we will not send additional notices to you of suspicious correspondence. If you believe that information in your personal credit report is inaccurate or incomplete, please visit our website at experian.com/validate dispute or call us at XXXX ( XXXX ) XXXX to speak directly to an Experian consumer assistance representative. " However, an Experian confirmation number was not even provided on this notice. I can not imagine what could have possibly been " suspicious '' about my correspondence to Experian. I should not have to spend endless hours on phone calling the credit bureau back and forth attempting to resolve the issues on my credit report! I am filing this complaint because Experian will not respond to any letters that I am sending in. I 'm sure this could be a violation of my rights and Experian should not be deliberately disregarding my concerns! | 14 |
| Other values (65641) |
Length
| Max length | 5153 |
|---|---|
| Median length | 3311 |
| Mean length | 1039.5873 |
| Min length | 10 |
Characters and Unicode
| Total characters | 69450671 |
|---|---|
| Distinct characters | 100 |
| Distinct categories | 13 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 2 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 64938 ? |
|---|---|
| Unique (%) | 97.2% |
Sample
| 1st row | XXXX has claimed I owe them {$27.00} for XXXX years despite the PROOF of PAYMENT I sent them : canceled check and their ownPAID INVOICE for {$27.00}! They continue to insist I owe them and collection agencies are after me. How can I stop this harassment for a bill I already paid four years ago? |
|---|---|
| 2nd row | Due to inconsistencies in the amount owed that I was told by M & T Bank and the amount that was reported to the credit reporting agencies, I was advised to write a good will letter in order to address the issue and request the negative entry be removed from my credit report all together. I had a vehicle that was stolen and it was declared a total loss by insurance company. The insurance company and the GAP insurancw companypaid the outstanding balance of the loan, but I was told by M & T Bank that there was still a balance due on the loan. In good faith, without having received any proof as to why there was still a balance, I made a partial payment towards the remaining debt. I then sent the goodwill letter still offering to pay the remainder of the debt, but in exchange for the removal of the negative entry on my credit report. At one point, in XXXX 2015, per my credit monitoring agency, it showed a delinquent balance of {$0.00}, but when I checked my credit report again on XXXX XXXX 2015, there was a delinquent balance of {$1400.00}. The monies from the GAP insurance and my insurance company has been paid, M & T Bank says that I still owe {$620.00}, of which {$210.00} has already been paid. I contacted M & T Bank via return receipt mail, but I have not been given the courtesy of a response yet. |
| 3rd row | In XX/XX/XXXX my wages that I earned at my job decreased by almost half, by XX/XX/XXXX I knew I was in trouble with my home loan. I began contacting WFB whom my home loan is with, for assitance and options. In early XX/XX/XXXX I began the Loan Modification process with Wells Fargo Bank. I was told that they would not assist me with anything financial on my home loan until I fell 90 days behind, though at the time I started to inquire for assistance from WFB I was only a few weeks behind. So, I began working with a program called XXXX. They approved me for a variety of assistence and reached out to Wells Fargo Bank to determine what they could assist with. Wells Fargo then turned down the assistance from XXXX and finally offered to do a Loan Modification for me. The outcome was totally unknow about what I would be offered in the end by WFB for assistance. Wells Fargo lost my paperwork twice during this process, so it took 2 months from the time I started to the time my paperwork began to be processed for some kind of approval. In XX/XX/XXXX I was in a trial period of 3 months of payments based on a slightly modified amount. Roughly {$75.00} less than what I was paying on my original payment. However, my caseworker with WFB, failed to tell me that since the payments during this time were not the full amount of the original mortgage payment so they were not applied to the loan. I discovered this in XX/XX/XXXX when I was told by a creditor with XXXX that she could n't restore my line of credit because of something to do with my mortgage. I then called and found this out. My caseworker at WFB then told me it was n't her responsibility to tell me this information. I told her that she could have told me that if I could come up with the remaining amount of {$75.00} then the payments would be applied. Instead, she chose to withhold this information and damage my credit even further. Now we are into 5 months ( including the 90 days WFB told me I had to fall behind until they would help me ) without an applied payment to my home loan, going on 6 months. More paperwork was lost in XXXX as the modification was being finalized and my loan modification did n't go through until XX/XX/XXXX. I spoke to a lawyer that is working on a class-action lawsuit against WFB for people in a similar situation and said this paper loss is typical. Wells Fargo did not reduce the interest rate, but they did reduce the payment by less than {$100.00} and the payments I was behind went back into the loan. My property taxes also fell behind in my escrow account at this time because there was no payment on the loan. So, I am behind on my property taxes, have damaged credit, and and I am not in any better payment situation than I was. They can not give me a reason on why they rejected XXXX assistance. I was originally told they were not an approved agency but on a later phone call to Wells Fargo Bank I was told that they work with that program often and the WFB employee could not understand why they would reject the help. I also spoke with XXXX and they said that Wells Fargo works with this program all the time and could n't understand why they would do this. I feel that I have been taken advantage of by Wells Fargo and would like to pursue legal action against them based on negligence. Although my payments are back on track I am not making much more money now than I was before so it is only a matter of time before something like this happens again if something unforeseen happens to my life that affects my finances. |
| 4th row | I have an open and current mortgage with Chase Bank # XXXX. Chase is reporting the loan payments to XXXX but XXXX is surpressing the information and reporting the loan as Discharged in BK. This mortgage was reaffirmed in a Chapter XXXX BK discharged dated XXXX/XXXX/2013. Chase keeps referring to BK Law for Chapter XXXX and we keep providing documentation for Chapter XXXX, and the account should be open and current with all the payments |
| 5th row | XXXX was submitted XX/XX/XXXX. At the time I submitted this complaint, I had dealt with Rushmore Mortgage directly endeavoring to get them to stop the continuous daily calls I was receiving trying to collect on a mortgage for which I was not responsible due to bankruptcy. They denied having knowledge of the bankruptcy, even though I had spoken with them about it repeatedly and had written them repeatedly referencing the bankruptcy requesting them to cease the pursuit, they continued to do so. When they were unable to trick me into paying, force me into paying in retaliation they placed reported to my credit bureaus a past due mortgage amount that had been discharged in Federal Court. On XX/XX/XXXX Rushmore responded the referenced complaint indicating that they would remove the reporting from my bureau, yet it is still there now in XX/XX/XXXX. I would like them to remove it immediately and send me a letter indicating that it should not have been there in the first place and they are going to remove it from all my bureaus. Rushmore, when speaking to me, represented themselves as the new note holder, but when CFPB was involved, they identified themselves as the servicing agency for XXXX XXXX XXXX. This credit bullying and racial discrimination practices is damaging to anyone who is exposed to these tactics and this needs to stop. Them denying their intent and then walking away with no penalties of any kind is one of the reasons it continues. Please assist me in procuring the resolution once and for all. |
Common Values
| Value | Count | Frequency (%) |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! | 37 | 0.1% |
| I have been a victim of Identity Theft. I have been trying to work with the Credit Reporting Agency but they are refusing to honor my valid identity theft case thus these incorrect/fraudulent items are still on my credit report and they must be removed immediately but they are do not belong to me. I have provided all of the proof to show that I was a victim of Identity Theft and that to the best of my knowledge these fraudulent accounts do not belong to me. Please take immediate action on my behalf so I can have these items removed, deleted and permanently blocked from my credit report, so that I can get back on track to a normal life. Regards | 27 | < 0.1% |
| I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). This has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! | 26 | < 0.1% |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! | 24 | < 0.1% |
| I am filing this complaint because I think what Experian is doing to me is wrong, unethical and may be against the law. A letter was mailed to Experian on or around [ XXXX/XXXX/15 ]. I clearly stated my concerns to them regarding inaccurate, questionable or unverifiable information listed on my credit report. I also provided a clear copy of my ID, proof of my social security number and a proof of my current mailing address. On [ XXXX/XXXX/15 ] I received a notice from Experian stating the following : '' We received a suspicious request in the mail regarding your personal credit report and determined that it was not sent by you. Suspicious requests are reviewed by Experian security personnel who work regularly with law enforcement officials and regulatory agencies to identify fraudulent and deceptive correspondence purporting to originate from consumers. In an effort to safeguard your personal credit information from fraud, we will not be initiating any disputes based on the suspicious correspondence. Experian will apply this same policy to any future suspicious requests that we receive regarding your personal credit information, but we will not send additional notices to you of suspicious correspondence. If you believe that information in your personal credit report is inaccurate or incomplete, please visit our website at experian.com/validate dispute or call us at XXXX ( XXXX ) XXXX to speak directly to an Experian consumer assistance representative. " However, an Experian confirmation number was not even provided on this notice. I can not imagine what could have possibly been " suspicious '' about my correspondence to Experian. I should not have to spend endless hours on phone calling the credit bureau back and forth attempting to resolve the issues on my credit report! I am filing this complaint because Experian will not respond to any letters that I am sending in. I 'm sure this could be a violation of my rights and Experian should not be deliberately disregarding my concerns! | 14 | < 0.1% |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! | 14 | < 0.1% |
| While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Transunion. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. I have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. | 14 | < 0.1% |
| In XXXX, I requested my free annual credit report. After viewing my credit report, I noticed over XXXX credit/loan inquiries on my account that was not authorized by me. I contacted each company and was told that there was not any account open under my information. I explained that I have a hard inquiry on my credit report and need it removed as soon as possible so that I could apply for a home. I was told that the inquiries would be removed from my credit report. As of XXXX/XXXX/XXXX, none of the inquiries have been removed dating back to XXXX. I had a initial fraud alert placed on my report on XXXX XXXX, so if any credit reports are being pulled with my information, I was to be contacted by the company before any action was taken place. I just want the inquiries to be removed so that my scores and credit is not being impacted any longer. I would like to purchase a house, but until all of the inquires are removed I will not be approved with XXXX inquires on my credit report. | 12 | < 0.1% |
| While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Experian. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. I have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. | 11 | < 0.1% |
| I have been a victim of Identity Theft, and I am trying to dispute inaccurate items on my credit report. | 10 | < 0.1% |
| Other values (65636) | 66617 |
Length
Histogram of lengths of the category
| Value | Count | Frequency (%) |
| xxxx | 542454 | 4.3% |
| the | 524959 | 4.1% |
| i | 477279 | 3.7% |
| to | 436494 | 3.4% |
| and | 346105 | 2.7% |
| a | 261506 | 2.1% |
| my | 255735 | 2.0% |
| 239141 | 1.9% | |
| of | 200894 | 1.6% |
| that | 198782 | 1.6% |
| Other values (71890) | 9252815 |
Most occurring characters
| Value | Count | Frequency (%) |
| 12737421 | ||
| e | 6284731 | 9.0% |
| t | 4926643 | 7.1% |
| a | 4289438 | 6.2% |
| o | 3747058 | 5.4% |
| n | 3648223 | 5.3% |
| i | 3156306 | 4.5% |
| r | 2818894 | 4.1% |
| X | 2685315 | 3.9% |
| s | 2668360 | 3.8% |
| Other values (90) | 22488282 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 49245170 | |
| Space Separator | 12737421 | 18.3% |
| Uppercase Letter | 5023578 | 7.2% |
| Other Punctuation | 1417831 | 2.0% |
| Decimal Number | 543978 | 0.8% |
| Control | 159501 | 0.2% |
| Close Punctuation | 107428 | 0.2% |
| Open Punctuation | 104506 | 0.2% |
| Currency Symbol | 63488 | 0.1% |
| Dash Punctuation | 44397 | 0.1% |
| Other values (3) | 3373 | < 0.1% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 6284731 | |
| t | 4926643 | 10.0% |
| a | 4289438 | 8.7% |
| o | 3747058 | 7.6% |
| n | 3648223 | 7.4% |
| i | 3156306 | 6.4% |
| r | 2818894 | 5.7% |
| s | 2668360 | 5.4% |
| h | 2341861 | 4.8% |
| d | 2251202 | 4.6% |
| Other values (17) | 13112454 |
Uppercase Letter
| Value | Count | Frequency (%) |
| X | 2685315 | |
| I | 570466 | 11.4% |
| T | 229426 | 4.6% |
| A | 176019 | 3.5% |
| E | 137509 | 2.7% |
| C | 130445 | 2.6% |
| S | 129876 | 2.6% |
| O | 108837 | 2.2% |
| N | 101917 | 2.0% |
| R | 81572 | 1.6% |
| Other values (16) | 672196 | 13.4% |
Other Punctuation
| Value | Count | Frequency (%) |
| . | 695388 | |
| , | 342471 | |
| ' | 136759 | 9.6% |
| / | 122665 | 8.7% |
| " | 29617 | 2.1% |
| ! | 20825 | 1.5% |
| : | 16866 | 1.2% |
| ? | 14994 | 1.1% |
| ; | 9907 | 0.7% |
| # | 8239 | 0.6% |
| Other values (5) | 20100 | 1.4% |
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 264514 | |
| 1 | 73810 | 13.6% |
| 2 | 59864 | 11.0% |
| 5 | 48733 | 9.0% |
| 3 | 26538 | 4.9% |
| 4 | 18840 | 3.5% |
| 6 | 17252 | 3.2% |
| 9 | 11633 | 2.1% |
| 7 | 11536 | 2.1% |
| 8 | 11258 | 2.1% |
Math Symbol
| Value | Count | Frequency (%) |
| + | 985 | |
| = | 687 | |
| ~ | 218 | 10.4% |
| | | 146 | 7.0% |
| > | 38 | 1.8% |
| < | 24 | 1.1% |
Control
| Value | Count | Frequency (%) |
| 159480 | ||
| 18 | < 0.1% | |
| € | 3 | < 0.1% |
Open Punctuation
| Value | Count | Frequency (%) |
| { | 58474 | |
| ( | 45146 | |
| [ | 886 | 0.8% |
Close Punctuation
| Value | Count | Frequency (%) |
| } | 58472 | |
| ) | 48079 | |
| ] | 877 | 0.8% |
Currency Symbol
| Value | Count | Frequency (%) |
| $ | 63485 | |
| ¢ | 3 | < 0.1% |
Modifier Symbol
| Value | Count | Frequency (%) |
| ` | 98 | |
| ^ | 3 | 3.0% |
Space Separator
| Value | Count | Frequency (%) |
| 12737421 |
Dash Punctuation
| Value | Count | Frequency (%) |
| - | 44397 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 1174 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 54268748 | |
| Common | 15181923 | 21.9% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 6284731 | 11.6% |
| t | 4926643 | 9.1% |
| a | 4289438 | 7.9% |
| o | 3747058 | 6.9% |
| n | 3648223 | 6.7% |
| i | 3156306 | 5.8% |
| r | 2818894 | 5.2% |
| X | 2685315 | 4.9% |
| s | 2668360 | 4.9% |
| h | 2341861 | 4.3% |
| Other values (43) | 17701919 |
Common
| Value | Count | Frequency (%) |
| 12737421 | ||
| . | 695388 | 4.6% |
| , | 342471 | 2.3% |
| 0 | 264514 | 1.7% |
| 159480 | 1.1% | |
| ' | 136759 | 0.9% |
| / | 122665 | 0.8% |
| 1 | 73810 | 0.5% |
| $ | 63485 | 0.4% |
| 2 | 59864 | 0.4% |
| Other values (37) | 526066 | 3.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 69450662 | |
| None | 9 | < 0.1% |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 12737421 | ||
| e | 6284731 | 9.0% |
| t | 4926643 | 7.1% |
| a | 4289438 | 6.2% |
| o | 3747058 | 5.4% |
| n | 3648223 | 5.3% |
| i | 3156306 | 4.5% |
| r | 2818894 | 4.1% |
| X | 2685315 | 3.9% |
| s | 2668360 | 3.8% |
| Other values (87) | 22488273 |
None
| Value | Count | Frequency (%) |
| â | 3 | |
| € | 3 | |
| ¢ | 3 |
timely_response
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 1 | |
|---|---|
| 0 | 2168 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 64638 | |
| 0 | 2168 | 3.2% |
consumer_disputed?
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 51229 | |
| 1 | 15577 | 23.3% |
label
Real number (ℝ)
HIGH CORRELATION ZEROS
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 3.8285932 |
| Minimum | 0 |
|---|---|
| Maximum | 10 |
| Zeros | 5711 |
| Zeros (%) | 8.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 261.1 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 2 |
| median | 4 |
| Q3 | 6 |
| 95-th percentile | 8 |
| Maximum | 10 |
| Range | 10 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 2.2487952 |
|---|---|
| Coefficient of variation (CV) | 0.58736854 |
| Kurtosis | 0.40879874 |
| Mean | 3.8285932 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 0.48705234 |
| Sum | 255773 |
| Variance | 5.0570799 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=11)
| Value | Count | Frequency (%) |
| 4 | 17552 | |
| 6 | 14919 | |
| 3 | 12526 | |
| 2 | 7929 | |
| 0 | 5711 | 8.5% |
| 1 | 3678 | 5.5% |
| 10 | 2128 | 3.2% |
| 9 | 861 | 1.3% |
| 8 | 726 | 1.1% |
| 5 | 666 | 1.0% |
| Value | Count | Frequency (%) |
| 0 | 5711 | 8.5% |
| 1 | 3678 | 5.5% |
| 2 | 7929 | |
| 3 | 12526 | |
| 4 | 17552 | |
| 5 | 666 | 1.0% |
| 6 | 14919 | |
| 7 | 110 | 0.2% |
| 8 | 726 | 1.1% |
| 9 | 861 | 1.3% |
| Value | Count | Frequency (%) |
| 10 | 2128 | 3.2% |
| 9 | 861 | 1.3% |
| 8 | 726 | 1.1% |
| 7 | 110 | 0.2% |
| 6 | 14919 | |
| 5 | 666 | 1.0% |
| 4 | 17552 | |
| 3 | 12526 | |
| 2 | 7929 | |
| 1 | 3678 | 5.5% |
days_between_receipt_and_sent
Real number (ℝ)
| Distinct | 99 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.9272969 |
| Minimum | 0 |
|---|---|
| Maximum | 290 |
| Zeros | 48903 |
| Zeros (%) | 73.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 1 |
| 95-th percentile | 9 |
| Maximum | 290 |
| Range | 290 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 6.0190525 |
|---|---|
| Coefficient of variation (CV) | 3.123054 |
| Kurtosis | 188.31572 |
| Mean | 1.9272969 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 8.8965712 |
| Sum | 128755 |
| Variance | 36.228993 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0 | 48903 | |
| 2 | 2707 | 4.1% |
| 1 | 2413 | 3.6% |
| 3 | 2128 | 3.2% |
| 5 | 2082 | 3.1% |
| 4 | 2073 | 3.1% |
| 6 | 1512 | 2.3% |
| 7 | 1032 | 1.5% |
| 8 | 493 | 0.7% |
| 9 | 314 | 0.5% |
| Other values (89) | 3149 | 4.7% |
| Value | Count | Frequency (%) |
| 0 | 48903 | |
| 1 | 2413 | 3.6% |
| 2 | 2707 | 4.1% |
| 3 | 2128 | 3.2% |
| 4 | 2073 | 3.1% |
| 5 | 2082 | 3.1% |
| 6 | 1512 | 2.3% |
| 7 | 1032 | 1.5% |
| 8 | 493 | 0.7% |
| 9 | 314 | 0.5% |
| Value | Count | Frequency (%) |
| 290 | 1 | |
| 216 | 1 | |
| 189 | 1 | |
| 186 | 1 | |
| 163 | 1 | |
| 157 | 1 | |
| 134 | 1 | |
| 133 | 1 | |
| 106 | 1 | |
| 105 | 1 |
sub_product_freq
Real number (ℝ)
| Distinct | 43 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.27157484 |
| Minimum | -1 |
|---|---|
| Maximum | 0.099377301 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 20455 |
| Negative (%) | 30.6% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | 0.030910397 |
| Q3 | 0.056806275 |
| 95-th percentile | 0.099377301 |
| Maximum | 0.099377301 |
| Range | 1.0993773 |
| Interquartile range (IQR) | 1.0568063 |
Descriptive statistics
| Standard deviation | 0.48448611 |
|---|---|
| Coefficient of variation (CV) | -1.7839875 |
| Kurtosis | -1.2944189 |
| Mean | -0.27157484 |
| Median Absolute Deviation (MAD) | 0.027362812 |
| Skewness | -0.83316928 |
| Sum | -18142.828 |
| Variance | 0.23472679 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=43)
| Value | Count | Frequency (%) |
| -1 | 20455 | |
| 0.09937730144 | 6639 | 9.9% |
| 0.07863066192 | 5253 | 7.9% |
| 0.05716552405 | 3819 | 5.7% |
| 0.05680627489 | 3795 | 5.7% |
| 0.05264497201 | 3517 | 5.3% |
| 0.04155315391 | 2776 | 4.2% |
| 0.04078974942 | 2725 | 4.1% |
| 0.03676316499 | 2456 | 3.7% |
| 0.03559560519 | 2378 | 3.6% |
| Other values (33) | 12993 |
| Value | Count | Frequency (%) |
| -1 | 20455 | |
| 1.496871538 × 10-5 | 1 | < 0.1% |
| 0.0001047810077 | 7 | < 0.1% |
| 0.0001496871538 | 20 | < 0.1% |
| 0.0001646558692 | 11 | < 0.1% |
| 0.0002095620154 | 28 | < 0.1% |
| 0.0002394994462 | 32 | < 0.1% |
| 0.0003442804539 | 23 | < 0.1% |
| 0.0004640301769 | 31 | < 0.1% |
| 0.0004789988923 | 32 | < 0.1% |
| Value | Count | Frequency (%) |
| 0.09937730144 | 6639 | |
| 0.07863066192 | 5253 | |
| 0.05716552405 | 3819 | |
| 0.05680627489 | 3795 | |
| 0.05264497201 | 3517 | |
| 0.04155315391 | 2776 | |
| 0.04078974942 | 2725 | |
| 0.03676316499 | 2456 | 3.7% |
| 0.03559560519 | 2378 | 3.6% |
| 0.03091039727 | 2065 | 3.1% |
sub_product_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 46351 | |
| 1 | 20455 |
sub_product_low_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 4377 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 62429 | |
| 1 | 4377 | 6.6% |
issue_freq
Real number (ℝ)
| Distinct | 82 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.055581374 |
| Minimum | 1.4968715 × 10-5 |
|---|---|
| Maximum | 0.12501871 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | 1.4968715 × 10-5 |
|---|---|
| 5-th percentile | 0.0039367721 |
| Q1 | 0.015447714 |
| median | 0.033350298 |
| Q3 | 0.098104961 |
| 95-th percentile | 0.12501871 |
| Maximum | 0.12501871 |
| Range | 0.12500374 |
| Interquartile range (IQR) | 0.082657246 |
Descriptive statistics
| Standard deviation | 0.044977961 |
|---|---|
| Coefficient of variation (CV) | 0.80922723 |
| Kurtosis | -1.5206067 |
| Mean | 0.055581374 |
| Median Absolute Deviation (MAD) | 0.027542436 |
| Skewness | 0.38316484 |
| Sum | 3713.1693 |
| Variance | 0.002023017 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.1250187109 | 8352 | 12.5% |
| 0.1125647397 | 7520 | 11.3% |
| 0.09810496063 | 6554 | 9.8% |
| 0.07728347753 | 5163 | 7.7% |
| 0.0435888992 | 2912 | 4.4% |
| 0.04129868575 | 2759 | 4.1% |
| 0.03335029788 | 2228 | 3.3% |
| 0.02978774362 | 1990 | 3.0% |
| 0.02469838038 | 1650 | 2.5% |
| 0.02465347424 | 1647 | 2.5% |
| Other values (72) | 26031 |
| Value | Count | Frequency (%) |
| 1.496871538 × 10-5 | 3 | < 0.1% |
| 5.987486154 × 10-5 | 8 | < 0.1% |
| 7.484357692 × 10-5 | 10 | < 0.1% |
| 8.981229231 × 10-5 | 6 | < 0.1% |
| 0.0001047810077 | 14 | |
| 0.0001197497231 | 8 | < 0.1% |
| 0.0001646558692 | 11 | |
| 0.0001796245846 | 12 | |
| 0.0001945933 | 26 | |
| 0.0002245307308 | 15 |
| Value | Count | Frequency (%) |
| 0.1250187109 | 8352 | |
| 0.1125647397 | 7520 | |
| 0.09810496063 | 6554 | |
| 0.07728347753 | 5163 | |
| 0.0435888992 | 2912 | 4.4% |
| 0.04129868575 | 2759 | 4.1% |
| 0.03335029788 | 2228 | 3.3% |
| 0.02978774362 | 1990 | 3.0% |
| 0.02469838038 | 1650 | 2.5% |
| 0.02465347424 | 1647 | 2.5% |
issue_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 55992 | |
| 1 | 10814 | 16.2% |
sub_issue_freq
Real number (ℝ)
| Distinct | 64 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.49521717 |
| Minimum | -1 |
|---|---|
| Maximum | 0.068227405 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 33874 |
| Negative (%) | 50.7% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | -1 |
| Q3 | 0.017378679 |
| 95-th percentile | 0.068227405 |
| Maximum | 0.068227405 |
| Range | 1.0682274 |
| Interquartile range (IQR) | 1.0173787 |
Descriptive statistics
| Standard deviation | 0.51216771 |
|---|---|
| Coefficient of variation (CV) | -1.0342285 |
| Kurtosis | -1.9956592 |
| Mean | -0.49521717 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.030727981 |
| Sum | -33083.479 |
| Variance | 0.26231577 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| -1 | 33874 | |
| 0.06822740472 | 4558 | 6.8% |
| 0.03981678292 | 2660 | 4.0% |
| 0.03376942191 | 2256 | 3.4% |
| 0.01528305841 | 2042 | 3.1% |
| 0.02933868215 | 1960 | 2.9% |
| 0.02462353681 | 1645 | 2.5% |
| 0.02359069545 | 1576 | 2.4% |
| 0.01791755232 | 1197 | 1.8% |
| 0.01737867856 | 1161 | 1.7% |
| Other values (54) | 13877 |
| Value | Count | Frequency (%) |
| -1 | 33874 | |
| 0.0003143430231 | 21 | < 0.1% |
| 0.0003293117385 | 22 | < 0.1% |
| 0.0004191240308 | 28 | < 0.1% |
| 0.0004340927462 | 29 | < 0.1% |
| 0.0004789988923 | 32 | < 0.1% |
| 0.0005837799 | 39 | 0.1% |
| 0.0006586234769 | 44 | 0.1% |
| 0.0007334670539 | 49 | 0.1% |
| 0.0008083106308 | 54 | 0.1% |
| Value | Count | Frequency (%) |
| 0.06822740472 | 4558 | |
| 0.03981678292 | 2660 | |
| 0.03376942191 | 2256 | |
| 0.02933868215 | 1960 | |
| 0.02462353681 | 1645 | 2.5% |
| 0.02359069545 | 1576 | 2.4% |
| 0.01791755232 | 1197 | 1.8% |
| 0.01737867856 | 1161 | 1.7% |
| 0.01528305841 | 2042 | |
| 0.01179534772 | 788 | 1.2% |
sub_issue_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 33874 | |
| 0 | 32932 |
sub_issue_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 55803 | |
| 1 | 11003 | 16.5% |
company_public_response_freq
Real number (ℝ)
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.41269389 |
| Minimum | -1 |
|---|---|
| Maximum | 0.28903093 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 34030 |
| Negative (%) | 50.9% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | -1 |
| Q3 | 0.28903093 |
| 95-th percentile | 0.28903093 |
| Maximum | 0.28903093 |
| Range | 1.2890309 |
| Interquartile range (IQR) | 1.2890309 |
Descriptive statistics
| Standard deviation | 0.60360978 |
|---|---|
| Coefficient of variation (CV) | -1.462609 |
| Kurtosis | -1.9336205 |
| Mean | -0.41269389 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.086701112 |
| Sum | -27570.428 |
| Variance | 0.36434477 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=11)
| Value | Count | Frequency (%) |
| -1 | 34030 | |
| 0.2890309254 | 19309 | |
| 0.09832949136 | 6569 | 9.8% |
| 0.05544412179 | 3704 | 5.5% |
| 0.01037331976 | 693 | 1.0% |
| 0.009894320869 | 661 | 1.0% |
| 0.009475196839 | 633 | 0.9% |
| 0.007334670539 | 490 | 0.7% |
| 0.006870640362 | 459 | 0.7% |
| 0.003682303985 | 246 | 0.4% |
| Value | Count | Frequency (%) |
| -1 | 34030 | |
| 0.0001796245846 | 12 | < 0.1% |
| 0.003682303985 | 246 | 0.4% |
| 0.006870640362 | 459 | 0.7% |
| 0.007334670539 | 490 | 0.7% |
| 0.009475196839 | 633 | 0.9% |
| 0.009894320869 | 661 | 1.0% |
| 0.01037331976 | 693 | 1.0% |
| 0.05544412179 | 3704 | 5.5% |
| 0.09832949136 | 6569 | 9.8% |
| Value | Count | Frequency (%) |
| 0.2890309254 | 19309 | |
| 0.09832949136 | 6569 | 9.8% |
| 0.05544412179 | 3704 | 5.5% |
| 0.01037331976 | 693 | 1.0% |
| 0.009894320869 | 661 | 1.0% |
| 0.009475196839 | 633 | 0.9% |
| 0.007334670539 | 490 | 0.7% |
| 0.006870640362 | 459 | 0.7% |
| 0.003682303985 | 246 | 0.4% |
| 0.0001796245846 | 12 | < 0.1% |
company_public_response_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 34030 | |
| 0 | 32776 |
company_public_response_low_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 2501 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 64305 | |
| 1 | 2501 | 3.7% |
company_freq
Real number (ℝ)
| Distinct | 158 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.023060017 |
| Minimum | 1.4968715 × 10-5 |
|---|---|
| Maximum | 0.062793761 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | 1.4968715 × 10-5 |
|---|---|
| 5-th percentile | 8.9812292 × 10-5 |
| Q1 | 0.001422028 |
| median | 0.012947939 |
| Q3 | 0.0460288 |
| 95-th percentile | 0.062793761 |
| Maximum | 0.062793761 |
| Range | 0.062778792 |
| Interquartile range (IQR) | 0.044606772 |
Descriptive statistics
| Standard deviation | 0.023465647 |
|---|---|
| Coefficient of variation (CV) | 1.0175902 |
| Kurtosis | -1.3779991 |
| Mean | 0.023060017 |
| Median Absolute Deviation (MAD) | 0.012543783 |
| Skewness | 0.53596217 |
| Sum | 1540.5475 |
| Variance | 0.0005506366 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.06279376104 | 4195 | 6.3% |
| 0.05888692632 | 3934 | 5.9% |
| 0.05782414753 | 3863 | 5.8% |
| 0.05236056642 | 3498 | 5.2% |
| 0.04602879981 | 3075 | 4.6% |
| 0.04174774721 | 2789 | 4.2% |
| 0.03870909799 | 2586 | 3.9% |
| 0.02424931892 | 1620 | 2.4% |
| 0.02251294794 | 1504 | 2.3% |
| 0.02058198365 | 1375 | 2.1% |
| Other values (148) | 38367 |
| Value | Count | Frequency (%) |
| 1.496871538 × 10-5 | 727 | |
| 2.993743077 × 10-5 | 656 | |
| 4.490614615 × 10-5 | 627 | |
| 5.987486154 × 10-5 | 608 | |
| 7.484357692 × 10-5 | 555 | |
| 8.981229231 × 10-5 | 516 | |
| 0.0001047810077 | 511 | |
| 0.0001197497231 | 352 | |
| 0.0001347184385 | 441 | |
| 0.0001496871538 | 490 |
| Value | Count | Frequency (%) |
| 0.06279376104 | 4195 | |
| 0.05888692632 | 3934 | |
| 0.05782414753 | 3863 | |
| 0.05236056642 | 3498 | |
| 0.04602879981 | 3075 | |
| 0.04174774721 | 2789 | |
| 0.03870909799 | 2586 | |
| 0.02424931892 | 1620 | 2.4% |
| 0.02251294794 | 1504 | 2.3% |
| 0.02058198365 | 1375 | 2.1% |
company_null_flag
Categorical
| Distinct | 1 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 |
|---|
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 1 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 66806 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 66806 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 66806 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 66806 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 66806 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 66806 |
company_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 35241 | |
| 1 | 31565 |
state_freq
Real number (ℝ)
| Distinct | 60 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.052535196 |
| Minimum | -1 |
|---|---|
| Maximum | 0.14943269 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 186 |
| Negative (%) | 0.3% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 0.0046103643 |
| Q1 | 0.018127114 |
| median | 0.035356106 |
| Q3 | 0.085321678 |
| 95-th percentile | 0.14943269 |
| Maximum | 0.14943269 |
| Range | 1.1494327 |
| Interquartile range (IQR) | 0.067194563 |
Descriptive statistics
| Standard deviation | 0.072919209 |
|---|---|
| Coefficient of variation (CV) | 1.3880068 |
| Kurtosis | 118.37998 |
| Mean | 0.052535196 |
| Median Absolute Deviation (MAD) | 0.022168667 |
| Skewness | -8.0645843 |
| Sum | 3509.6663 |
| Variance | 0.0053172111 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.1494326857 | 9983 | 14.9% |
| 0.08915366883 | 5956 | 8.9% |
| 0.08532167769 | 5700 | 8.5% |
| 0.05715055534 | 3818 | 5.7% |
| 0.04656767356 | 3111 | 4.7% |
| 0.03607460408 | 2410 | 3.6% |
| 0.03537107445 | 2363 | 3.5% |
| 0.03535610574 | 2362 | 3.5% |
| 0.03285633027 | 2195 | 3.3% |
| 0.03251204982 | 2172 | 3.3% |
| Other values (50) | 26736 |
| Value | Count | Frequency (%) |
| -1 | 186 | |
| 1.496871538 × 10-5 | 1 | < 0.1% |
| 2.993743077 × 10-5 | 4 | < 0.1% |
| 4.490614615 × 10-5 | 3 | < 0.1% |
| 0.0002245307308 | 15 | < 0.1% |
| 0.0002394994462 | 16 | < 0.1% |
| 0.0004041553154 | 27 | < 0.1% |
| 0.0006137173308 | 41 | 0.1% |
| 0.0008831542077 | 59 | 0.1% |
| 0.0009879352154 | 66 | 0.1% |
| Value | Count | Frequency (%) |
| 0.1494326857 | 9983 | |
| 0.08915366883 | 5956 | |
| 0.08532167769 | 5700 | |
| 0.05715055534 | 3818 | 5.7% |
| 0.04656767356 | 3111 | 4.7% |
| 0.03607460408 | 2410 | 3.6% |
| 0.03537107445 | 2363 | 3.5% |
| 0.03535610574 | 2362 | 3.5% |
| 0.03285633027 | 2195 | 3.3% |
| 0.03251204982 | 2172 | 3.3% |
state_null_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 186 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 66620 | |
| 1 | 186 | 0.3% |
state_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 60706 | |
| 1 | 6100 | 9.1% |
zipcode_freq
Real number (ℝ)
| Distinct | 239 |
|---|---|
| Distinct (%) | 0.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.00099392687 |
| Minimum | -1 |
|---|---|
| Maximum | 0.015357902 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 189 |
| Negative (%) | 0.3% |
| Memory size | 522.0 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 0.00031434302 |
| Q1 | 0.0012873095 |
| median | 0.0027692123 |
| Q3 | 0.0058827051 |
| 95-th percentile | 0.010523007 |
| Maximum | 0.015357902 |
| Range | 1.0153579 |
| Interquartile range (IQR) | 0.0045953956 |
Descriptive statistics
| Standard deviation | 0.053421728 |
|---|---|
| Coefficient of variation (CV) | 53.748147 |
| Kurtosis | 345.7755 |
| Mean | 0.00099392687 |
| Median Absolute Deviation (MAD) | 0.0018561207 |
| Skewness | -18.611507 |
| Sum | 66.400278 |
| Variance | 0.002853881 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.004355896177 | 1164 | 1.7% |
| 0.01535790198 | 1026 | 1.5% |
| 0.01185522258 | 792 | 1.2% |
| 0.01118163039 | 747 | 1.1% |
| 0.01076250636 | 719 | 1.1% |
| 0.01052300692 | 703 | 1.1% |
| 0.005179175523 | 692 | 1.0% |
| 0.01013382032 | 677 | 1.0% |
| 0.009864383439 | 659 | 1.0% |
| 0.009849414723 | 658 | 1.0% |
| Other values (229) | 58969 |
| Value | Count | Frequency (%) |
| -1 | 189 | |
| 1.496871538 × 10-5 | 42 | 0.1% |
| 2.993743077 × 10-5 | 50 | 0.1% |
| 4.490614615 × 10-5 | 54 | 0.1% |
| 5.987486154 × 10-5 | 136 | |
| 7.484357692 × 10-5 | 115 | |
| 8.981229231 × 10-5 | 126 | |
| 0.0001047810077 | 133 | |
| 0.0001197497231 | 168 | |
| 0.0001347184385 | 153 |
| Value | Count | Frequency (%) |
| 0.01535790198 | 1026 | |
| 0.01185522258 | 792 | |
| 0.01118163039 | 747 | |
| 0.01076250636 | 719 | |
| 0.01052300692 | 703 | |
| 0.01013382032 | 677 | |
| 0.009864383439 | 659 | |
| 0.009849414723 | 658 | |
| 0.009714696285 | 649 | |
| 0.008696823639 | 581 |
zipcode_null_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 189 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 66617 | |
| 1 | 189 | 0.3% |
zipcode_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 53697 | |
| 1 | 13109 | 19.6% |
Not Older American, Not Servicemember
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 1 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 55389 | |
| 0 | 11417 | 17.1% |
Older American
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 60723 | |
| 1 | 6083 | 9.1% |
Older American, Servicemember
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 830 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 65976 | |
| 1 | 830 | 1.2% |
Servicemember
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 4504 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 1 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 62302 | |
| 1 | 4504 | 6.7% |
Closed
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 1766 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 65040 | |
| 1 | 1766 | 2.6% |
Closed with explanation
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 50928 | |
| 0 | 15878 | 23.8% |
Closed with monetary relief
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 4974 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 61832 | |
| 1 | 4974 | 7.4% |
Closed with non-monetary relief
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 58199 | |
| 1 | 8607 | 12.9% |
Untimely response
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 522.0 KiB |
| 0 | |
|---|---|
| 1 | 531 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 66806 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 66806 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 66806 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 66806 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 66275 | |
| 1 | 531 | 0.8% |
| label | days_between_receipt_and_sent | sub_product_freq | issue_freq | sub_issue_freq | company_public_response_freq | company_freq | state_freq | zipcode_freq | product | timely_response | consumer_disputed? | sub_product_null_flag | sub_product_low_flag | issue_low_flag | sub_issue_null_flag | sub_issue_low_flag | company_public_response_null_flag | company_public_response_low_flag | company_low_flag | state_null_flag | state_low_flag | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| label | 1.000 | 0.028 | 0.443 | 0.209 | 0.041 | -0.134 | -0.250 | 0.002 | -0.007 | 1.000 | 0.198 | 0.058 | 1.000 | 0.615 | 0.706 | 1.000 | 0.595 | 0.165 | 0.148 | 0.575 | 0.055 | 0.026 | 0.054 | 0.029 | 0.059 | 0.102 | 0.043 | 0.086 | 0.123 | 0.206 | 0.341 | 0.211 | 0.111 |
| days_between_receipt_and_sent | 0.028 | 1.000 | -0.025 | -0.049 | 0.030 | -0.048 | -0.152 | -0.012 | -0.016 | 0.017 | 0.051 | 0.018 | 0.009 | 0.000 | 0.000 | 0.039 | 0.020 | 0.011 | 0.027 | 0.035 | 0.000 | 0.008 | 0.000 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.021 | 0.006 | 0.018 | 0.004 | 0.072 |
| sub_product_freq | 0.443 | -0.025 | 1.000 | 0.148 | -0.051 | -0.115 | -0.483 | 0.003 | -0.001 | 1.000 | 0.111 | 0.020 | 1.000 | 0.176 | 0.204 | 0.159 | 0.009 | 0.099 | 0.106 | 0.484 | 0.000 | 0.009 | 0.000 | 0.000 | 0.013 | 0.021 | 0.019 | 0.037 | 0.094 | 0.095 | 0.057 | 0.137 | 0.056 |
| issue_freq | 0.209 | -0.049 | 0.148 | 1.000 | 0.571 | 0.050 | 0.133 | 0.015 | 0.016 | 0.570 | 0.117 | 0.051 | 0.523 | 0.169 | 0.863 | 0.761 | 0.353 | 0.095 | 0.088 | 0.273 | 0.026 | 0.022 | 0.026 | 0.038 | 0.029 | 0.072 | 0.024 | 0.055 | 0.070 | 0.144 | 0.249 | 0.158 | 0.061 |
| sub_issue_freq | 0.041 | 0.030 | -0.051 | 0.571 | 1.000 | 0.009 | -0.001 | -0.013 | 0.004 | 1.000 | 0.102 | 0.033 | 0.159 | 0.140 | 0.331 | 1.000 | 0.450 | 0.022 | 0.063 | 0.070 | 0.013 | 0.022 | 0.012 | 0.017 | 0.008 | 0.072 | 0.016 | 0.062 | 0.028 | 0.000 | 0.227 | 0.151 | 0.059 |
| company_public_response_freq | -0.134 | -0.048 | -0.115 | 0.050 | 0.009 | 1.000 | 0.229 | 0.007 | 0.021 | 0.216 | 0.105 | 0.028 | 0.265 | 0.059 | 0.061 | 0.100 | 0.091 | 1.000 | 0.880 | 0.362 | 0.014 | 0.000 | 0.014 | 0.014 | 0.013 | 0.033 | 0.002 | 0.044 | 0.063 | 0.090 | 0.070 | 0.110 | 0.088 |
| company_freq | -0.250 | -0.152 | -0.483 | 0.133 | -0.001 | 0.229 | 1.000 | 0.030 | 0.031 | 0.458 | 0.207 | 0.031 | 0.756 | 0.166 | 0.296 | 0.622 | 0.247 | 0.427 | 0.200 | 0.967 | 0.025 | 0.030 | 0.025 | 0.034 | 0.023 | 0.066 | 0.019 | 0.072 | 0.130 | 0.187 | 0.243 | 0.243 | 0.108 |
| state_freq | 0.002 | -0.012 | 0.003 | 0.015 | -0.013 | 0.007 | 0.030 | 1.000 | 0.433 | 0.048 | 0.010 | 0.000 | 0.000 | 0.025 | 0.010 | 0.018 | 0.025 | 0.006 | 0.015 | 0.026 | 1.000 | 0.341 | 0.992 | 0.194 | 0.028 | 0.011 | 0.020 | 0.042 | 0.000 | 0.000 | 0.015 | 0.004 | 0.005 |
| zipcode_freq | -0.007 | -0.016 | -0.001 | 0.016 | 0.004 | 0.021 | 0.031 | 0.433 | 1.000 | 0.061 | 0.000 | 0.000 | 0.000 | 0.018 | 0.010 | 0.012 | 0.000 | 0.007 | 0.006 | 0.008 | 0.989 | 0.015 | 0.997 | 0.026 | 0.004 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.005 | 0.000 |
| product | 1.000 | 0.017 | 1.000 | 0.570 | 1.000 | 0.216 | 0.458 | 0.048 | 0.061 | 1.000 | 0.200 | 0.058 | 1.000 | 0.615 | 0.707 | 1.000 | 0.595 | 0.174 | 0.150 | 0.588 | 0.062 | 0.027 | 0.061 | 0.037 | 0.060 | 0.104 | 0.044 | 0.094 | 0.127 | 0.218 | 0.361 | 0.211 | 0.112 |
| timely_response | 0.198 | 0.051 | 0.111 | 0.117 | 0.102 | 0.105 | 0.207 | 0.010 | 0.000 | 0.200 | 1.000 | 0.034 | 0.111 | 0.007 | 0.029 | 0.102 | 0.073 | 0.082 | 0.026 | 0.179 | 0.004 | 0.006 | 0.000 | 0.002 | 0.000 | 0.020 | 0.003 | 0.017 | 0.095 | 0.079 | 0.037 | 0.046 | 0.488 |
| consumer_disputed? | 0.058 | 0.018 | 0.020 | 0.051 | 0.033 | 0.028 | 0.031 | 0.000 | 0.000 | 0.058 | 0.034 | 1.000 | 0.020 | 0.006 | 0.019 | 0.033 | 0.009 | 0.019 | 0.030 | 0.007 | 0.000 | 0.008 | 0.000 | 0.015 | 0.015 | 0.010 | 0.008 | 0.015 | 0.031 | 0.117 | 0.078 | 0.090 | 0.049 |
| sub_product_null_flag | 1.000 | 0.009 | 1.000 | 0.523 | 0.159 | 0.265 | 0.756 | 0.000 | 0.000 | 1.000 | 0.111 | 0.020 | 1.000 | 0.176 | 0.204 | 0.159 | 0.009 | 0.099 | 0.106 | 0.484 | 0.000 | 0.009 | 0.000 | 0.000 | 0.013 | 0.021 | 0.019 | 0.037 | 0.094 | 0.095 | 0.057 | 0.137 | 0.056 |
| sub_product_low_flag | 0.615 | 0.000 | 0.176 | 0.169 | 0.140 | 0.059 | 0.166 | 0.025 | 0.018 | 0.615 | 0.007 | 0.006 | 0.176 | 1.000 | 0.202 | 0.140 | 0.055 | 0.054 | 0.004 | 0.125 | 0.018 | 0.000 | 0.018 | 0.002 | 0.048 | 0.000 | 0.011 | 0.063 | 0.009 | 0.032 | 0.075 | 0.021 | 0.004 |
| issue_low_flag | 0.706 | 0.000 | 0.204 | 0.863 | 0.331 | 0.061 | 0.296 | 0.010 | 0.010 | 0.707 | 0.029 | 0.019 | 0.204 | 0.202 | 1.000 | 0.331 | 0.057 | 0.033 | 0.038 | 0.026 | 0.010 | 0.000 | 0.010 | 0.002 | 0.006 | 0.016 | 0.013 | 0.023 | 0.046 | 0.080 | 0.206 | 0.034 | 0.013 |
| sub_issue_null_flag | 1.000 | 0.039 | 0.159 | 0.761 | 1.000 | 0.100 | 0.622 | 0.018 | 0.012 | 1.000 | 0.102 | 0.033 | 0.159 | 0.140 | 0.331 | 1.000 | 0.450 | 0.022 | 0.063 | 0.070 | 0.013 | 0.022 | 0.012 | 0.017 | 0.008 | 0.072 | 0.016 | 0.062 | 0.028 | 0.000 | 0.227 | 0.151 | 0.059 |
| sub_issue_low_flag | 0.595 | 0.020 | 0.009 | 0.353 | 0.450 | 0.091 | 0.247 | 0.025 | 0.000 | 0.595 | 0.073 | 0.009 | 0.009 | 0.055 | 0.057 | 0.450 | 1.000 | 0.038 | 0.051 | 0.061 | 0.000 | 0.018 | 0.000 | 0.021 | 0.013 | 0.041 | 0.006 | 0.029 | 0.008 | 0.016 | 0.078 | 0.020 | 0.055 |
| company_public_response_null_flag | 0.165 | 0.011 | 0.099 | 0.095 | 0.022 | 1.000 | 0.427 | 0.006 | 0.007 | 0.174 | 0.082 | 0.019 | 0.099 | 0.054 | 0.033 | 0.022 | 0.038 | 1.000 | 0.201 | 0.066 | 0.006 | 0.000 | 0.007 | 0.005 | 0.007 | 0.009 | 0.004 | 0.000 | 0.015 | 0.080 | 0.037 | 0.102 | 0.088 |
| company_public_response_low_flag | 0.148 | 0.027 | 0.106 | 0.088 | 0.063 | 0.880 | 0.200 | 0.015 | 0.006 | 0.150 | 0.026 | 0.030 | 0.106 | 0.004 | 0.038 | 0.063 | 0.051 | 0.201 | 1.000 | 0.173 | 0.005 | 0.006 | 0.006 | 0.010 | 0.000 | 0.019 | 0.000 | 0.021 | 0.036 | 0.004 | 0.013 | 0.008 | 0.017 |
| company_low_flag | 0.575 | 0.035 | 0.484 | 0.273 | 0.070 | 0.362 | 0.967 | 0.026 | 0.008 | 0.588 | 0.179 | 0.007 | 0.484 | 0.125 | 0.026 | 0.070 | 0.061 | 0.066 | 0.173 | 1.000 | 0.009 | 0.016 | 0.008 | 0.020 | 0.000 | 0.054 | 0.007 | 0.056 | 0.105 | 0.038 | 0.047 | 0.086 | 0.094 |
| state_null_flag | 0.055 | 0.000 | 0.000 | 0.026 | 0.013 | 0.014 | 0.025 | 1.000 | 0.989 | 0.062 | 0.004 | 0.000 | 0.000 | 0.018 | 0.010 | 0.013 | 0.000 | 0.006 | 0.005 | 0.009 | 1.000 | 0.016 | 0.989 | 0.025 | 0.004 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.005 | 0.000 |
| state_low_flag | 0.026 | 0.008 | 0.009 | 0.022 | 0.022 | 0.000 | 0.030 | 0.341 | 0.015 | 0.027 | 0.006 | 0.008 | 0.009 | 0.000 | 0.000 | 0.022 | 0.018 | 0.000 | 0.006 | 0.016 | 0.016 | 1.000 | 0.015 | 0.269 | 0.027 | 0.003 | 0.030 | 0.033 | 0.000 | 0.009 | 0.002 | 0.003 | 0.010 |
| zipcode_null_flag | 0.054 | 0.000 | 0.000 | 0.026 | 0.012 | 0.014 | 0.025 | 0.992 | 0.997 | 0.061 | 0.000 | 0.000 | 0.000 | 0.018 | 0.010 | 0.012 | 0.000 | 0.007 | 0.006 | 0.008 | 0.989 | 0.015 | 1.000 | 0.026 | 0.004 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.005 | 0.000 |
| zipcode_low_flag | 0.029 | 0.007 | 0.000 | 0.038 | 0.017 | 0.014 | 0.034 | 0.194 | 0.026 | 0.037 | 0.002 | 0.015 | 0.000 | 0.002 | 0.002 | 0.017 | 0.021 | 0.005 | 0.010 | 0.020 | 0.025 | 0.269 | 0.026 | 1.000 | 0.033 | 0.016 | 0.017 | 0.024 | 0.011 | 0.000 | 0.000 | 0.000 | 0.010 |
| Not Older American, Not Servicemember | 0.059 | 0.000 | 0.013 | 0.029 | 0.008 | 0.013 | 0.023 | 0.028 | 0.004 | 0.060 | 0.000 | 0.015 | 0.013 | 0.048 | 0.006 | 0.008 | 0.013 | 0.007 | 0.000 | 0.000 | 0.004 | 0.027 | 0.004 | 0.033 | 1.000 | 0.697 | 0.247 | 0.592 | 0.000 | 0.005 | 0.009 | 0.000 | 0.000 |
| Older American | 0.102 | 0.000 | 0.021 | 0.072 | 0.072 | 0.033 | 0.066 | 0.011 | 0.007 | 0.104 | 0.020 | 0.010 | 0.021 | 0.000 | 0.016 | 0.072 | 0.041 | 0.009 | 0.019 | 0.054 | 0.008 | 0.003 | 0.007 | 0.016 | 0.697 | 1.000 | 0.035 | 0.085 | 0.011 | 0.003 | 0.017 | 0.012 | 0.006 |
| Older American, Servicemember | 0.043 | 0.000 | 0.019 | 0.024 | 0.016 | 0.002 | 0.019 | 0.020 | 0.000 | 0.044 | 0.003 | 0.008 | 0.019 | 0.011 | 0.013 | 0.016 | 0.006 | 0.004 | 0.000 | 0.007 | 0.000 | 0.030 | 0.000 | 0.017 | 0.247 | 0.035 | 1.000 | 0.030 | 0.014 | 0.000 | 0.010 | 0.000 | 0.008 |
| Servicemember | 0.086 | 0.000 | 0.037 | 0.055 | 0.062 | 0.044 | 0.072 | 0.042 | 0.000 | 0.094 | 0.017 | 0.015 | 0.037 | 0.063 | 0.023 | 0.062 | 0.029 | 0.000 | 0.021 | 0.056 | 0.000 | 0.033 | 0.000 | 0.024 | 0.592 | 0.085 | 0.030 | 1.000 | 0.004 | 0.003 | 0.029 | 0.013 | 0.002 |
| Closed | 0.123 | 0.021 | 0.094 | 0.070 | 0.028 | 0.063 | 0.130 | 0.000 | 0.000 | 0.127 | 0.095 | 0.031 | 0.094 | 0.009 | 0.046 | 0.028 | 0.008 | 0.015 | 0.036 | 0.105 | 0.000 | 0.000 | 0.000 | 0.011 | 0.000 | 0.011 | 0.014 | 0.004 | 1.000 | 0.295 | 0.046 | 0.063 | 0.014 |
| Closed with explanation | 0.206 | 0.006 | 0.095 | 0.144 | 0.000 | 0.090 | 0.187 | 0.000 | 0.000 | 0.218 | 0.079 | 0.117 | 0.095 | 0.032 | 0.080 | 0.000 | 0.016 | 0.080 | 0.004 | 0.038 | 0.000 | 0.009 | 0.000 | 0.000 | 0.005 | 0.003 | 0.000 | 0.003 | 0.295 | 1.000 | 0.508 | 0.689 | 0.160 |
| Closed with monetary relief | 0.341 | 0.018 | 0.057 | 0.249 | 0.227 | 0.070 | 0.243 | 0.015 | 0.014 | 0.361 | 0.037 | 0.078 | 0.057 | 0.075 | 0.206 | 0.227 | 0.078 | 0.037 | 0.013 | 0.047 | 0.014 | 0.002 | 0.014 | 0.000 | 0.009 | 0.017 | 0.010 | 0.029 | 0.046 | 0.508 | 1.000 | 0.109 | 0.025 |
| Closed with non-monetary relief | 0.211 | 0.004 | 0.137 | 0.158 | 0.151 | 0.110 | 0.243 | 0.004 | 0.005 | 0.211 | 0.046 | 0.090 | 0.137 | 0.021 | 0.034 | 0.151 | 0.020 | 0.102 | 0.008 | 0.086 | 0.005 | 0.003 | 0.005 | 0.000 | 0.000 | 0.012 | 0.000 | 0.013 | 0.063 | 0.689 | 0.109 | 1.000 | 0.034 |
| Untimely response | 0.111 | 0.072 | 0.056 | 0.061 | 0.059 | 0.088 | 0.108 | 0.005 | 0.000 | 0.112 | 0.488 | 0.049 | 0.056 | 0.004 | 0.013 | 0.059 | 0.055 | 0.088 | 0.017 | 0.094 | 0.000 | 0.010 | 0.000 | 0.010 | 0.000 | 0.006 | 0.008 | 0.002 | 0.014 | 0.160 | 0.025 | 0.034 | 1.000 |
A simple visualization of nullity by column.
Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.
| product | consumer_complaint_narrative | timely_response | consumer_disputed? | label | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_null_flag | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | Debt collection | XXXX has claimed I owe them {$27.00} for XXXX years despite the PROOF of PAYMENT I sent them : canceled check and their ownPAID INVOICE for {$27.00}! \nThey continue to insist I owe them and collection agencies are after me. \nHow can I stop this harassment for a bill I already paid four years ago? \n | 1 | 0 | 4 | 0 | 0.078631 | 0 | 0 | 0.112565 | 0 | 0.029339 | 0 | 0 | -1.000000 | 1 | 0 | 0.002634 | 0 | 1 | 0.057151 | 0 | 0 | 0.000793 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 1 | Consumer Loan | Due to inconsistencies in the amount owed that I was told by M & T Bank and the amount that was reported to the credit reporting agencies, I was advised to write a good will letter in order to address the issue and request the negative entry be removed from my credit report all together. I had a vehicle that was stolen and it was declared a total loss by insurance company. The insurance company and the GAP insurancw companypaid the outstanding balance of the loan, but I was told by M & T Bank that there was still a balance due on the loan. In good faith, without having received any proof as to why there was still a balance, I made a partial payment towards the remaining debt. I then sent the goodwill letter still offering to pay the remainder of the debt, but in exchange for the removal of the negative entry on my credit report. At one point, in XXXX 2015, per my credit monitoring agency, it showed a delinquent balance of {$0.00}, but when I checked my credit report again on XXXX XXXX 2015, there was a delinquent balance of {$1400.00}. The monies from the GAP insurance and my insurance company has been paid, M & T Bank says that I still owe {$620.00}, of which {$210.00} has already been paid. I contacted M & T Bank via return receipt mail, but I have not been given the courtesy of a response yet. \n | 1 | 0 | 1 | 0 | 0.030910 | 0 | 0 | 0.024698 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.002679 | 0 | 1 | 0.032856 | 0 | 0 | 0.002934 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| 2 | Mortgage | In XX/XX/XXXX my wages that I earned at my job decreased by almost half, by XX/XX/XXXX I knew I was in trouble with my home loan. I began contacting WFB whom my home loan is with, for assitance and options. \nIn early XX/XX/XXXX I began the Loan Modification process with Wells Fargo Bank. I was told that they would not assist me with anything financial on my home loan until I fell 90 days behind, though at the time I started to inquire for assistance from WFB I was only a few weeks behind. So, I began working with a program called XXXX. They approved me for a variety of assistence and reached out to Wells Fargo Bank to determine what they could assist with. Wells Fargo then turned down the assistance from XXXX and finally offered to do a Loan Modification for me. The outcome was totally unknow about what I would be offered in the end by WFB for assistance. Wells Fargo lost my paperwork twice during this process, so it took 2 months from the time I started to the time my paperwork began to be processed for some kind of approval. In XX/XX/XXXX I was in a trial period of 3 months of payments based on a slightly modified amount. Roughly {$75.00} less than what I was paying on my original payment. However, my caseworker with WFB, failed to tell me that since the payments during this time were not the full amount of the original mortgage payment so they were not applied to the loan. I discovered this in XX/XX/XXXX when I was told by a creditor with XXXX that she could n't restore my line of credit because of something to do with my mortgage. I then called and found this out. My caseworker at WFB then told me it was n't her responsibility to tell me this information. I told her that she could have told me that if I could come up with the remaining amount of {$75.00} then the payments would be applied. Instead, she chose to withhold this information and damage my credit even further. Now we are into 5 months ( including the 90 days WFB told me I had to fall behind until they would help me ) without an applied payment to my home loan, going on 6 months. \nMore paperwork was lost in XXXX as the modification was being finalized and my loan modification did n't go through until XX/XX/XXXX. I spoke to a lawyer that is working on a class-action lawsuit against WFB for people in a similar situation and said this paper loss is typical. \nWells Fargo did not reduce the interest rate, but they did reduce the payment by less than {$100.00} and the payments I was behind went back into the loan. \nMy property taxes also fell behind in my escrow account at this time because there was no payment on the loan. So, I am behind on my property taxes, have damaged credit, and and I am not in any better payment situation than I was. \nThey can not give me a reason on why they rejected XXXX assistance. I was originally told they were not an approved agency but on a later phone call to Wells Fargo Bank I was told that they work with that program often and the WFB employee could not understand why they would reject the help. I also spoke with XXXX and they said that Wells Fargo works with this program all the time and could n't understand why they would do this. \nI feel that I have been taken advantage of by Wells Fargo and would like to pursue legal action against them based on negligence. \nAlthough my payments are back on track I am not making much more money now than I was before so it is only a matter of time before something like this happens again if something unforeseen happens to my life that affects my finances. \n | 1 | 1 | 6 | 0 | 0.099377 | 0 | 0 | 0.077283 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.046029 | 0 | 0 | 0.149433 | 0 | 0 | 0.002290 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 3 | Mortgage | I have an open and current mortgage with Chase Bank # XXXX. Chase is reporting the loan payments to XXXX but XXXX is surpressing the information and reporting the loan as Discharged in BK. This mortgage was reaffirmed in a Chapter XXXX BK discharged dated XXXX/XXXX/2013. Chase keeps referring to BK Law for Chapter XXXX and we keep providing documentation for Chapter XXXX, and the account should be open and current with all the payments \n | 1 | 1 | 6 | 0 | 0.099377 | 0 | 0 | 0.098105 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.038709 | 0 | 0 | 0.149433 | 0 | 0 | 0.010763 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 4 | Mortgage | XXXX was submitted XX/XX/XXXX. At the time I submitted this complaint, I had dealt with Rushmore Mortgage directly endeavoring to get them to stop the continuous daily calls I was receiving trying to collect on a mortgage for which I was not responsible due to bankruptcy. They denied having knowledge of the bankruptcy, even though I had spoken with them about it repeatedly and had written them repeatedly referencing the bankruptcy requesting them to cease the pursuit, they continued to do so. When they were unable to trick me into paying, force me into paying in retaliation they placed reported to my credit bureaus a past due mortgage amount that had been discharged in Federal Court. On XX/XX/XXXX Rushmore responded the referenced complaint indicating that they would remove the reporting from my bureau, yet it is still there now in XX/XX/XXXX. I would like them to remove it immediately and send me a letter indicating that it should not have been there in the first place and they are going to remove it from all my bureaus. Rushmore, when speaking to me, represented themselves as the new note holder, but when CFPB was involved, they identified themselves as the servicing agency for XXXX XXXX XXXX. This credit bullying and racial discrimination practices is damaging to anyone who is exposed to these tactics and this needs to stop. Them denying their intent and then walking away with no penalties of any kind is one of the reasons it continues. Please assist me in procuring the resolution once and for all. \n | 1 | 1 | 6 | 0 | 0.099377 | 0 | 0 | 0.008517 | 1 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.001227 | 0 | 1 | 0.149433 | 0 | 0 | 0.004206 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 5 | Mortgage | Experian is reporting my OPEN and CURRENT Mortgage loan with XXXX as XXXX in BK. XXXX is reporting the monthly payments but Experian is supressing the information and refuses to accurately report the payments and show the account is Open. This debt was Officially reinstated in a Chapter XXXX BK. This is NOT a Chapter XXXX BK and Experian has no legal right to not rport the current status of this mortgage \n | 1 | 0 | 6 | 6 | 0.099377 | 0 | 0 | 0.098105 | 0 | -1.000000 | 1 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.149433 | 0 | 0 | 0.010763 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 6 | Mortgage | This complaint is against Wells Fargo Bank for violations of the terms and conditions of Federal government 's mortgage modification program ( HARP ). Violations of the law include but are not limited to the following:1 ) A blatant miscalculation of income. ( Adding a 25 % increase in income on a household contributor even when it was not supported by fact, law, or the documents submitted ) 2 ) Taking longer than XXXX days to deny the appeal. \n3 ) Not following the guidelines for the application and appeal process set forth by the Federal government for loan modifications. \n4 ) Wells Fargo falsely falsely accused customer of not submitting enough documentation to support appeal of original denial. \n5 ) Customer we given false and conflicting reasons for denial. \n | 1 | 0 | 6 | 0 | 0.099377 | 0 | 0 | 0.077283 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.046029 | 0 | 0 | 0.149433 | 0 | 0 | 0.000494 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 7 | Mortgage | I spoke to XXXX of green tree representatives on XXXX XXXX XXXX, 2014 about the annual escrow acct disclosure statement in reference to the PMI on my loan I recieved. According to my original documents with XXXX my PMI should be {$120.00}. However the loan was sold to Green tree. About XXXX months ago I noticed that Green tree is deducting out my escrow acct {$220.00} which i never agree to pay to Green tree, I have the supporting documents of what i signed in referance to this loan and the terms of the PMI. I would like this to be taken care of as soon as possible, as it stresses me out to think that Green tree is XXXX me off. I have asked and i expect a refund for all this time that i have been paying the wrong amount. I called Green tree a handful of times about this issue i have also fax them a letter showing my supporting documents and dont believe that now after more than 60 days of calling, and writing to them and this has still not been taken care of. It is Now XXXX XXXX which is more than enough time since this was brought their attention! This is XXXX more attemp to try and get a honest and fair response. I dont believe green tree is handleing this in a professional manner and I am very disappointed at not getting any responce at all about this matter. In all honesty it is looking to me that green tree has made a mistake here and is not ready to fix it and compensate me because if its was something i did owe on PMI they would have brought proof to me quickly. I would appriciate any kind of attempt to fix this \n | 1 | 0 | 6 | 0 | 0.099377 | 0 | 0 | 0.098105 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.015987 | 0 | 0 | 0.149433 | 0 | 0 | 0.000793 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| 8 | Credit card | i opened XXXX Bank of America credit cards 15-20 years ago and the interest on the account is very low, some time 7 years ago or so i got a notice that my interest was changing and going up to prime plus 2 % i think.prime was going up back then, and several banks did this, or you had a option to close the account, and stay with the old terms and cond and lock in the interest rate till it was paid off.so the new terms and cond i was not accepting.i closed all XXXX accounts and have made payments since then on time never late.my history will show this.i each month for the past 5 years plus i schedule all my payments online on the XXXX of ea month and get a conformation number that the payment has been scheduled.on XXXX i did this to XXXX-accounts as i have done for 5-years, got a conformation number on all transactions.XXXX payment was due XXXX get a call at my home XXXX from a very rude man with a XXXX # on caller ID and says he is calling from XXXX card services, and my payment was late, i have a late charge, i have not meant my terms and cond and i was being charged off and IRS was getting sent a statement.i XXXX thought it was a scam. then he tells me that XXXX is owned by Bank of America he still was nasty, threaten me over now 7-days past due.i got nasty with him, explained i scheduled my payments, and i have a conformation # and he did not care.after 1hr plus with him haurasing me, i hung up and called Bank of America customer service, where after 6.5hrs later on the phone with people i get told from the internet dept that they saw i scheduled all my payments, they said Bank of America was wrong here,100 % but he did not know how to fix problem.apparently some time the XXXX week in XXXX they put in a new billing system, and when they did a system update, they took all XXXX accounts and put them in a un active position, so my payments scheduled were there but they could not not find my accounts any more to apply payment..i made them on XXXX XXXX, yet on XXXX the new system could not apply my payment.i had no way of knowing this, i find out that all XXXX accounts are this way now, when i ask them to fix this issue, they have no idea how to fix the problem, the people who installed the new updated system had to input me XXXX then my accounts could be seen.i was suppose to get a call from someone at corp level the next day to address this problem, that never happened, so XXXX i spend another 5 hours on the phone, and by the way i had XXXX-phones going, my XXXX call was on my home phone, where i was put on hold to speak to supervisor,2hrs later never happened, i called on cell phone, and got a supervisor who did nothing for me for 3 hours.i asked for 1-thing never got, i asked for a {$25.00} credit for late fee she refused this, she kept reading notes, puts me on hold comes back with nothing i tried to explain what needed to be done but she would not listen, after 3 hours with her and 12 hours of getting no where, i am filling a complaint, and i also am concern, have not.have not spoken to any attorney yet, but i believe my rights have been violated, when i get a call from XXXX and threaten, and spoke to as i was, and to be told from XXXX XXXX in XXXX AZ internet dept that Bank of America was at fault, and they needed to fix, now i am told XXXX-payments are late i have fees and they refuse any service, or refuse to wave fees, and it is their fault.i have all conformation # and all payments have always been made on time, never late, yet i am getting called at home, threaten, over a Bank of America wrong doing, and i am paying for it now.this is wrong, and i really feel i have been violated in this way.i also found out supervisors i spoke to never recorded that they ever spoke with me, that being XXXX XXXX call center S.Carolina.and she was to call me and never did, and never put in notes she spoke to me this is what i get, and it is not right at all.thank you for your time. \n | 1 | 1 | 2 | 0 | -1.000000 | 1 | 0 | 0.012394 | 0 | -1.000000 | 1 | 0 | 0.289031 | 0 | 0 | 0.052361 | 0 | 0 | 0.011301 | 0 | 0 | 0.000763 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| 9 | Consumer Loan | I applied for a loan with XXXX XXXX and had purchased XXXX vehicle during the month of XXXX 2014. I was told that I would be getting a good deal on the vehicles in which i purchased. I later found out that the interest rate charged for the loans at the time was almost XXXX times that of the average consumer for the credit score that I had and when I came back to speak to the finance manager. The dealership had let her go for fudging many of the loans and jacking up many customers interest in order to make a higher commission and she was no longer employed with the company due to her increasing many loans on the interest that some of their consumers were paying. The dealership as of today 's date has never contacted me and had i not inquired I would have never known the truth. When I applied my credit score was showing XXXX approximately and thought that I would get the lowest interest rate at the dealership offered but instead I received an interest rate that was nearly XXXX of that of the regular consumer. I am requesting an investigation on the lending of loans and services of this company based on the following Discrimination based on race, and color, gender for I was charged a higher rate than other consumers of a different race, gender or color I request an immediate investigation on the loans that were processed during the time that I applied and it will show this to be a everyday factor practice based on race and to investigate the transactions of this company and how they are advertising a certain price and then selling their vehicles for more than the advertised price. It is like a bait and switch on the consumer. Predatory lending has clearly been an everyday factor in order for the finance department to make a better commissions on the consumer who is not aware of how the process works. I was charged a higher rate for no reason other than greed. Fair and accurate transaction was not taken into account by dealership. Equal credit opportunity act has been was not taken into account. Gramm leach biley act was not taken into account. After purchasing the vehicle I was called back into the office to sign more paperwork again after the vehicle was in my possession for more than a month. I was told that it was necessary in order to get my military discount. I never got the discount on my vehicles and the price of the vehicles was sold for more than they advertised which I later found out from the XXXX ledger. I am still trying to figure out where is the discount and why was I charged a higher interest rate and why did the finance manager deliberately fudge my loan. consumers of a different race who have purchased from this dealership have lower interest rates than mine with lower credit scores than what I had when I purchased my vehicle. As of today 's date their is no discount, higher interest rate, higher price paid for vehicles and the military rate was applied later and went somewhere else for all I know. It is truly a shock to me to see a dealership do this to a consumer. \n | 1 | 0 | 1 | 0 | 0.030910 | 0 | 0 | 0.009116 | 1 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.001003 | 0 | 1 | 0.005059 | 0 | 1 | 0.000808 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| product | consumer_complaint_narrative | timely_response | consumer_disputed? | label | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_null_flag | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 66796 | Mortgage | My mortgage company Ocwen loan services keeps repeatedly calling our home after XXXX. They have called three times after XXXX. When we have asked them to call during normal calling hours they claim that they are. Tonight I received a call at XXXX and last night they called at XXXX. This is harassment and I would like for it to stop immediately. \n | 1 | 0 | 6 | 0 | 0.035596 | 0 | 0 | 0.098105 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.024249 | 0 | 0 | 0.010598 | 0 | 0 | 0.001138 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66797 | Credit reporting | Banks tell me I have home morgages open when I have never bought a house. \n | 1 | 0 | 3 | 0 | -1.000000 | 1 | 0 | 0.015448 | 0 | 0.008742 | 0 | 1 | -1.000000 | 1 | 0 | 0.062794 | 0 | 0 | 0.149433 | 0 | 0 | 0.006811 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| 66798 | Debt collection | This debt collection is for a XXXX XXXX. \n\nMy wife XXXX XXXX XXXX was married to a XXXX XXXX - who died 17 years ago - they had NO children together! XXXX XXXX is a child of XXXX from a previous marriage that was divorced. XXXX former wife had custody of XXXX My wife and I have been married for 15 years. I have never met XXXX and my wife has never had a relationship with XXXX - even when she was married to XXXX! \n\nWe get harassing phone calls from debt collectors for XXXX XXXX and her husband - Daily! on both of our phone lines! We have requested they remove our contact info - but this stops for a period and then restarts. the caller harass us and threaten us - the only info I have for the collection company is - Capital Accounts, XXXX XXXX, PA - phone XXXX \n | 1 | 0 | 4 | 0 | 0.056806 | 0 | 0 | 0.112565 | 0 | 0.068227 | 0 | 0 | 0.098329 | 0 | 0 | 0.000524 | 0 | 1 | 0.035371 | 0 | 0 | 0.001302 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66799 | Credit reporting | I have not applied for credit at multiple institutions that are stated on my credit report as a hard credit inquiry. \n | 1 | 0 | 3 | 0 | -1.000000 | 1 | 0 | 0.125019 | 0 | 0.039817 | 0 | 0 | 0.009894 | 0 | 1 | 0.001063 | 0 | 1 | 0.029563 | 0 | 0 | 0.000165 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66800 | Debt collection | Received a letter from Afni, Inc. attempting to collect an alleged outstanding debt owed to XXXX XXXX XXXX when I have never had an account with XXXX XXXX XXXX for any product or service. \n | 1 | 0 | 4 | 0 | 0.078631 | 0 | 0 | 0.112565 | 0 | 0.068227 | 0 | 0 | -1.000000 | 1 | 0 | 0.002979 | 0 | 1 | 0.031255 | 0 | 0 | 0.000674 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66801 | Credit reporting | XXXX XXXX is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership. \n | 1 | 0 | 3 | 0 | -1.000000 | 1 | 0 | 0.125019 | 0 | 0.033769 | 0 | 0 | 0.289031 | 0 | 0 | 0.057824 | 0 | 0 | 0.022723 | 0 | 0 | 0.004805 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66802 | Credit reporting | Reflecting incorrect payment status. Have been on time. \n | 1 | 0 | 3 | 0 | -1.000000 | 1 | 0 | 0.125019 | 0 | 0.033769 | 0 | 0 | 0.289031 | 0 | 0 | 0.057824 | 0 | 0 | 0.022723 | 0 | 0 | 0.004805 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66803 | Payday loan | I have been paying {$180.00} a month through direct debit withdrawal from my checking account for several months on a {$600.00} loan. The {$180.00} a month was an " Extension '' that I thought was installments to satisfy the original loan. This company has received {$2000.00} in fees on a {$600.00} loan and I still have a balance due. They did send me a contract that I agreed to in haste and did not clearly understand. Although I understand payday loans, how is it fair business to charge this amount on a {$600.00} loan? This equates to over 300 % interest in just an extension fee??? There should be a cap on what they can charge you for fees.. {$180.00} a month as an " Extension Fee ''!! XXXX \n | 1 | 0 | 8 | 0 | 0.024818 | 0 | 0 | 0.004970 | 1 | 0.004206 | 0 | 1 | -1.000000 | 1 | 0 | 0.000135 | 0 | 1 | 0.015777 | 0 | 0 | 0.009849 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| 66804 | Mortgage | I recently became aware that Amerisave Mortgage Corporation participated in some illegal practices that harm customers. I did not know at the time ( until recently ) that I had any legal recourse for an issue I had, and I would like to seek restitution at this time. I applied for a 30 year fixed rate mortgage loan with Amerisave on XXXX/XXXX/06 ( loan application # XXXX ). As part of the process I paid for an appraisal. I also paid for " discount points '' to lower the interest rate on the mortgage. These payments were made through my credit card on XXXX/XXXX/06, and I have those records. Shortly after I cancelled the loan, as the terms had not been satisfactory. It was my understanding that the {$390.00} appraisal fee was non-refundable, but the {$3000.00} that was paid in discount points should have been reimbursed. I inquired many times to Amerisave to get this {$3000.00} reimbursement and they said they could not refund the money. Not only was this bad customer service, but caused customer harm to me in a deceptive and possibly illegal action of not returning the {$3000.00} in funds. Although it has been nearly 10 years, I would like to have this money refunded to me. I did not know at the time that I had any rights to get this money back, and was told to the contrary. Please advise. Thank you. \n | 1 | 1 | 6 | 0 | 0.099377 | 0 | 0 | 0.024189 | 0 | -1.000000 | 1 | 0 | 0.098329 | 0 | 0 | 0.000404 | 0 | 1 | 0.024324 | 0 | 0 | 0.004550 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 66805 | Mortgage | Bank of America has demonstrated an on-going level of incompetence, callous disregard for the wellbeing of its customer and negligence in their responsibility to adequately guide a client through a loan process. Because of their unprofessional behavior we have suffered extraordinary emotional hardship and they have inflicted a financial burden on us not initially intended when we applied for the loan. \n\nOne of many issues is as follows. After going through an extraordinarily difficult mortgage finalization process I wrote to the president of Bank of America. Within a very short time I received calls from a corporate representative in XXXX, another representative in XXXX and a regional District Sales Manager. \n\nMy issue, at this point, is the way they have opted to getting around paying what they said they would pay me. In response to my complaint they agreed to cover the cost of the house appraisal and to honor their " guaranteed close '' agreement. In a discussion with the District Sales Manager he stated that a reimbursement of travel costs due to their inadequate notification that our initial close date could not be met. We discussed the rates to be utilized to arrive at a figure and he said that actual receipts would not be needed. He asked if this approach would be acceptable. I told him to email all that we have talked about and I will review it with my wife. Here is what the representative from the corporate office wrote me soon after : " XXXX XXXX, I spoke with XXXX and he asked me to pass along this information to you regarding your request for reimbursement. If you have any questions or need anything additional, please feel free to reach out to XXXX at XXXX. I have cc 'd him on this email as well. \nRegarding Reimbursement : There were XXXX trips back and forth between XXXX and XXXX. The trip is approximately XXXX miles. This brings the total mileage to XXXX miles. At $ XXXX/mile that would bring the total mileage reimbursement to {$620.00}. \nThe hotel room was {$87.00} a night for XXXX nights totaling a hotel reimbursement in the amount of {$170.00}. Per diem for food is $ XXXX/day/person. For XXXX people over a 4 day period that brings the total food reimbursement to {$600.00}. \nThis brings the total reimbursement to just under {$1400.00}. \nWe have already agreed to refund your appraisal fee in the amount of {$460.00}, which is currently in process. You are also going to be receiving your Close On Time Commitment Payout in the amount of {$500.00}. This brings the total reimbursement that is already in process to {$960.00}. In order to bring us to the {$1400.00} total, we will be issuing you a check in the amount of {$440.00} to cover the difference. \n{$620.00} ( mileage ) + {$170.00} ( lodging ) + {$600.00} ( food cost ) = {$1300.00} ( Rounded up to {$1400.00} ) {$1400.00} ( agreed reimbursement ) - {$460.00} ( appraisal refund in process ) - {$500.00} ( COTC in process ) = {$440.00} We will issue this check to the new address. Can you please confirm this is where you would like to have this mailed? \nThank you very much and have a nice weekend! \nSincerely, Consumer Lending Client Experience '' As you can see they created a final reimbursement figure by taking one issue, the travel reimbursement and then subtracting the " in-process '' reimbursements. My strong contention is that there are three separate and distinct issues to be reimbursed. The three issues would total {$2300.00}. By doing a subtraction of two previous reimbursements for different issues they have substantially reduced their total payout. I find such an action to be cheap, insulting and a truly unprofessional way to address the needs of an aggrieved party to a horrific mortgage loan process as reviewed in my letter to the president ( attached ). A financial institution with the reach and impact that Bank of America has must be held to a higher standard and account for its actions. \n | 1 | 1 | 6 | 0 | 0.099377 | 0 | 0 | 0.024189 | 0 | -1.000000 | 1 | 0 | 0.055444 | 0 | 0 | 0.052361 | 0 | 0 | 0.046568 | 0 | 0 | 0.015358 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
Most frequently occurring
| product | consumer_complaint_narrative | timely_response | consumer_disputed? | label | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_null_flag | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | # duplicates | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 39 | Credit reporting | I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). \nThis has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! \n | 1 | 0 | 3 | 0 | -1.0 | 1 | 0 | 0.029788 | 0 | 0.011795 | 0 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.015777 | 0 | 0 | 0.009849 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 18 |
| 77 | Credit reporting | While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Transunion. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. \nI have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. \n | 1 | 0 | 3 | 1 | -1.0 | 1 | 0 | 0.010298 | 0 | 0.009565 | 0 | 1 | 0.289031 | 0 | 0 | 0.057824 | 0 | 0 | 0.149433 | 0 | 0 | 0.007484 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 11 |
| 21 | Credit reporting | I am filing this complaint because I think what Experian is doing to me is wrong, unethical and may be against the law. A letter was mailed to Experian on or around [ XXXX/XXXX/15 ]. \nI clearly stated my concerns to them regarding inaccurate, questionable or unverifiable information listed on my credit report. I also provided a clear copy of my ID, proof of my social security number and a proof of my current mailing address. \nOn [ XXXX/XXXX/15 ] I received a notice from Experian stating the following : '' We received a suspicious request in the mail regarding your personal credit report and determined that it was not sent by you. Suspicious requests are reviewed by Experian security personnel who work regularly with law enforcement officials and regulatory agencies to identify fraudulent and deceptive correspondence purporting to originate from consumers. \nIn an effort to safeguard your personal credit information from fraud, we will not be initiating any disputes based on the suspicious correspondence. \nExperian will apply this same policy to any future suspicious requests that we receive regarding your personal credit information, but we will not send additional notices to you of suspicious correspondence. \nIf you believe that information in your personal credit report is inaccurate or incomplete, please visit our website at experian.com/validate dispute or call us at XXXX ( XXXX ) XXXX to speak directly to an Experian consumer assistance representative. " However, an Experian confirmation number was not even provided on this notice. I can not imagine what could have possibly been " suspicious '' about my correspondence to Experian. I should not have to spend endless hours on phone calling the credit bureau back and forth attempting to resolve the issues on my credit report! I am filing this complaint because Experian will not respond to any letters that I am sending in. I 'm sure this could be a violation of my rights and Experian should not be deliberately disregarding my concerns! \n | 1 | 0 | 3 | 0 | -1.0 | 1 | 0 | 0.029788 | 0 | 0.011795 | 0 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.015777 | 0 | 0 | 0.009849 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 9 |
| 24 | Credit reporting | I am requesting that EXPERIAN immediately delete the address listed on my credit file as reported and previously listed on the EXPERIAN Credit File as : XXXX XXXX XXXX XXXX XXXX WA XXXX. Address indentification number : XXXX, Geographical code : XXXX \n | 1 | 0 | 3 | 0 | -1.0 | 1 | 0 | 0.125019 | 0 | 0.010463 | 0 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.022723 | 0 | 0 | 0.004580 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 8 |
| 76 | Credit reporting | While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Experian. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. \nI have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. \n | 1 | 0 | 3 | 2 | -1.0 | 1 | 0 | 0.010298 | 0 | 0.009565 | 0 | 1 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.149433 | 0 | 0 | 0.007484 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 8 |
| 49 | Credit reporting | This is a formal complaint against TRANSUNIONAccording to my credit report, XXXX XXXX is currently reporting to TRANSUNION that I applied for credit with XXXX XXXX on XXXX/XXXX/2015 I did not grant TRANSUNION authorization to provide access to my credit report to XXXX XXXX ; or share my credit report with XXXX XXXX. \n\nThe Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If you can provide a copy of a credit application authorizing the disclosure of my credit files with my signature, I will accept the inquiry. If a signed authorization can not be found please remove the inquiry. \n\nThe presence of this inquiry is adversely affecting my credit report. Time is of the essence so I would greatly appreciate a response from you immediately. Please mail me the copy of a signed application or a letter indicating your intention to delete the inquiry. \n | 1 | 1 | 3 | 0 | -1.0 | 1 | 0 | 0.010298 | 0 | 0.009565 | 0 | 1 | 0.289031 | 0 | 0 | 0.057824 | 0 | 0 | 0.022723 | 0 | 0 | 0.004580 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 7 |
| 50 | Credit reporting | This is a formal complaint against TRANSUNIONAccording to my credit report, XXXX is currently reporting to TRANSUNION that I applied for credit with XXXX on XXXX/XXXX/2014 I did not grant TRANSUNION authorization to provide access to my credit report to XXXX ; or share my credit report with XXXX. \n\nThe Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If you can provide a copy of a credit application authorizing the disclosure of my credit files with my signature, I will accept the inquiry. If a signed authorization can not be found please remove the inquiry. \n\nThe presence of this inquiry is adversely affecting my credit report. Time is of the essence so I would greatly appreciate a response from you immediately. Please mail me the copy of a signed application or a letter indicating your intention to delete the inquiry. \n | 1 | 1 | 3 | 0 | -1.0 | 1 | 0 | 0.010298 | 0 | 0.009565 | 0 | 1 | 0.289031 | 0 | 0 | 0.057824 | 0 | 0 | 0.022723 | 0 | 0 | 0.004580 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 7 |
| 43 | Credit reporting | In XXXX, I requested my free annual credit report. After viewing my credit report, I noticed over XXXX credit/loan inquiries on my account that was not authorized by me. I contacted each company and was told that there was not any account open under my information. I explained that I have a hard inquiry on my credit report and need it removed as soon as possible so that I could apply for a home. I was told that the inquiries would be removed from my credit report. As of XXXX/XXXX/XXXX, none of the inquiries have been removed dating back to XXXX. I had a initial fraud alert placed on my report on XXXX XXXX, so if any credit reports are being pulled with my information, I was to be contacted by the company before any action was taken place. I just want the inquiries to be removed so that my scores and credit is not being impacted any longer. I would like to purchase a house, but until all of the inquires are removed I will not be approved with XXXX inquires on my credit report. \n | 1 | 0 | 3 | 3 | -1.0 | 1 | 0 | 0.125019 | 0 | 0.039817 | 0 | 0 | -1.000000 | 1 | 0 | 0.062794 | 0 | 0 | 0.046568 | 0 | 0 | 0.000763 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 6 |
| 8 | Credit reporting | A few months ago I ended up filing some disputes because there was incorrect and incomplete information on my credit report. So I prepared a nice letter and sent it with a copy of my driver 's license, proof of my social security number and proof of my mailing address so that Experian would be able to verify my identity. \nIt has been at least 2 months since I mailed my letter and I have n't heard back. When I try calling their XXXX number they want a report number before I speak with an agent and since I do n't have XXXX I ca n't speak to anyone. \nI thought that the credit companies had to respond back to me within 30 days otherwise they are supposed to remove things from my credit report?! \nWell it 's been way more than 30 days and all of the stuff I disputed is still there. I know I can go online and buy a credit monitoring service and try to dispute things online but I thought that Experian is supposed to help me for free! \nI 'm at the point where I 'm done wasting time and need to get this fixed immediately. \n | 1 | 0 | 3 | 0 | -1.0 | 1 | 0 | 0.029788 | 0 | 0.011795 | 0 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.015777 | 0 | 0 | 0.009849 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 |
| 12 | Credit reporting | A few months ago I requested my credit report from Experian. I got back this letter from them telling me that they received something that looked like fraud. I did n't get a chance to call them right away and I honestly thought it was some kind of mistake so I just went online and got my report from some website instead. \nI ended up filing some disputes because there was incorrect and incomplete information on my credit report. So I prepared a nice letter and sent it with a copy of my driver 's license, proof of my social security number and proof of my mailing address so that Experian would be able to verify my identity. \nIt has been at least XXXX months since I mailed my letter and I have n't heard back. When I try calling their XXXX number they want a report number before I speak with an agent and since I do n't have XXXX I ca n't speak to anyone. \nI thought that the credit companies had to respond back to me within XXXX days otherwise they are supposed to remove things from my credit report?! \nWell it 's been way more than XXXX days and all of the stuff I disputed is still there. I know I can go online and buy a credit monitoring service and try to dispute things online but I thought that Experian is supposed to help me for free! \nI 'm at the point where I 'm done wasting time and need to get this fixed immediately. \n | 1 | 0 | 3 | 0 | -1.0 | 1 | 0 | 0.029788 | 0 | 0.011795 | 0 | 0 | 0.289031 | 0 | 0 | 0.058887 | 0 | 0 | 0.015777 | 0 | 0 | 0.009849 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 |